HomeCategoryInsights - Longevity Asset Advisors

You use all the tools at your disposal to give your clients an edge in their financial future. While your financial planning software is excellent at making recommendations based on your inputs, it may be missing an important one: an accurate life expectancy projection based on your client’s individual data. By its nature, wealth management...

When it comes to a life expectancy report (LE report), you do want to know something about how the sausage is made. Even if you use LE reports on a daily basis, it’s important to understand what is in a life expectancy report and have a clear understanding of how each LE company determines life...

While “life expectancy” is a common term that most people use to denote the amount of time someone has left  to live, technically, that is not what life expectancy means in the world of underwriting and life expectancy assessments. Life Expectancy or “LE” is actually the average number of months a member of a like-kind...

As a financial advisor who works with people over age 50, you’re likely reviewing the best ways to preserve, safely grow and ultimately draw down the investments many of your clients have built up over the years. Your services are critical at this point in their lives, as they navigate tax implications, rising medical costs,...

As a decision maker in the senior living industry, you recognize how important it is to find the perfect fit between your residents and your facility — the one that is mutually beneficial. You want to be sure that you’re accepting candidates that are financially equipped to afford the care they’re seeking, and you need an...

When it comes to managing your client’s wealth, the truth is in the numbers, and organization is your best friend. There is a lot of information to integrate, and situations constantly change. Clients switch jobs, homes, relationships, and more. Without the proper support, you may find it challenging to keep up with your client’s finances,...

As you’re aware, accurately qualifying senior living prospects is crucial to the success of your business. Denying access to your community without fully understanding their financial condition or having a complete understanding of their life expectancy could cause you to miss opportunities. On the flip side, admitting a resident who is unable to meet their...

If there’s anything constant in life it’s change. When you’re helping a client decide whether or not to pursue a life settlement, it’s important to get an accurate picture of your client’s current life expectancy based on their current medical information. A life expectancy assessment (also known as an LE report or life expectancy report),...